Free Tools
Car Cost Calculators
Six comprehensive calculators to help you understand every aspect of your vehicle's financial picture. Enter your numbers — results update instantly.
Results are estimates for informational purposes only and do not constitute financial or professional advice. Actual costs depend on your specific circumstances, region, and vehicle. Always verify with qualified professionals before making financial decisions.
Total Purchase Cost Calculator
Calculate the full out-of-pocket cost of buying a vehicle
Estimated Costs
Total Purchase Cost
€ —
Vehicle price + tax
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Tax amount
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Fees total
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Out-of-pocket (excl. financed)
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Amount to finance
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Fees vary by region and dealership. Tax rates shown are indicative. Verify applicable taxes and charges with your local authority.
Loan & Monthly Payment Calculator
Determine your monthly repayment and total financing cost
Payment Summary
Monthly Payment
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Principal (loan amount)
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Total interest paid
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Total amount paid
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Interest as % of principal
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This uses a standard amortisation formula. Actual rates depend on your credit profile, lender, and applicable regulations.
Fuel Cost Calculator
Estimate monthly and annual fuel expenses
Fuel Cost Estimate
Monthly Fuel Cost
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Annual fuel cost
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Cost per 100 km
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Cost per km
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Fuel prices fluctuate. This estimate is based on the values you enter. Actual consumption may vary with driving conditions, load, and tyre pressure.
Vehicle Depreciation Calculator
Track how your car's value declines year by year
Depreciation Summary
Remaining Value
€ —
Total depreciation loss
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Value retained
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| Year | Starting Value | Depreciation | End Value |
|---|
Depreciation rates are typical industry averages and vary significantly by brand, model, condition, and market.
Annual Maintenance Cost Estimator
Budget for routine and unexpected maintenance
Maintenance Estimate
Estimated Annual Cost
€ —
Monthly budget
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Oil & fluids
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Tyres
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Brakes & pads
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Filters & consumables
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Miscellaneous / labour
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These are broad estimates. Actual maintenance costs depend on your specific model, mechanic rates, and individual usage patterns.
Total Cost of Ownership Calculator
Multi-year summary of all vehicle running costs
Ownership Cost Summary
Total Cost (excl. depreciation)
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Financing (loan + down payment)
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Fuel
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Insurance
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Maintenance
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Est. depreciation loss
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Monthly average cost
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Depreciation is estimated using 20% in year 1 and 15% per subsequent year. Insurance, registration renewals, and unexpected repairs are not included unless entered.